With so many insurance agencies available to choose from, it’s difficult to determine which one to choose. How is one better than the other? Is pricing all the same to keep them competitive or do you need to get quotes from every single brand to make sure you’re getting the best coverage and the best price? Is coverage standard across brands or do you need to read all the fine print? It can be a daunting task to approach any insurance agent but to have to approach multiple agents to ensure you’re getting the best deal can make a person want to avoid it altogether.
Alas, insurance isn’t an option. It’s a necessity, so we can’t avoid it. But, there is an easier way and that’s found in an independent agency. An independent agency means that the agent doesn’t work for a specific insurance brand (captive) but they’re still licensed and have the freedom to explore many different insurance companies for the coverage you need. While many consumers focus on finding the lowest price, it’s good to keep in mind that sometimes you need to focus on making sure you have the appropriate coverage available to you. Independent agencies like Montclair Insurance Group has 8 professionals to assist with this task.
In one convenient visit, the pros at Montclair will assess your insurance needs, develop recommendations and a plan for your insurance portfolio and they will review the various companies that can provide the exact policies you need. Whether your insurance needs are the typical home and auto, or if it expands into life insurance, business insurance, and other specialty lines, Montclair Insurance Group can discover policies that are best for you, your family, or your business.
Your independent agent will become a trusted resource for your family and will be there to assist with claims, questions, and changes in circumstances that require a change in coverage. They will also conduct periodic reviews with you to ensure that your insurance needs have remained stable or find options for any changes that need to be made. Another helpful aspect is that if your usual agent is out of the office, there are several others at Montclair who are on standby and ready to step in if you have a need that requires immediate attention. This team effort means you never miss a beat and your family and assets remain protected.
As you explore your insurance options, give Montclair a call and a chance to show you how they can help. Let them do the research for you and find the coverage that allows the best use of your money. You’ll find they’re not just your insurance agent, they’re a lifelong, stable partner for you and your family’s insurance needs.